haaa... bila baca tajuk entry nie, mesti korang ingat cik enny dapat durian runtuh @ manggis terpijak ek???.. huhuhuh.. takde maknanyer yer... kalu tersepak duit macam tu harus cik enny berdiam diri sajorkk.. takut korang minta belanja pulak.. hahahha.. dasar kedekut kan????... korang doa-doakan la cik enny dapat salji runtuhh... kompommm cik enny belanja koranggg.... hahahahha...
actually cik enny nak sharing satu artikel nie.. sharing is caring maaaaa.... tapi kannn.. artikel ni dalam english yer... sorryyyy....
6 Habits That Will Make You Broke
1) Window Shopping
Window shopping is a bad financial habit that takes some discipline to break. Staying away from stores and not requesting catalogs or email updates from your favorite stores is a good place to start. Before buying that latest item you pine for, ask yourself two questions: Do I need it and can I pay cash for it? If your answer is no, walk away.
2) Carrying Lots of Cash
Only carry enough cash for what you need, and leave the rest at home. Avoiding plastic is great, but budgeting is just as important when choosing to pay cash. If you like the green, try budgeting your cash with envelopes: one for groceries, one for entertainment, etc.
Only carry enough cash for what you need, and leave the rest at home. Avoiding plastic is great, but budgeting is just as important when choosing to pay cash. If you like the green, try budgeting your cash with envelopes: one for groceries, one for entertainment, etc.
3) Saving Your Info With Vendors
Don't allow vendors to store your credit card information. Avoid signing up for emails and catalogs if those tempt you to shop when you really shouldn't. It can be great to know about a sale, but if you didn't need anything, it's just another temptation.
Don't allow vendors to store your credit card information. Avoid signing up for emails and catalogs if those tempt you to shop when you really shouldn't. It can be great to know about a sale, but if you didn't need anything, it's just another temptation.
4) Clipping Unneeded Coupons
Start with a grocery list for the week, and then look at your clipped coupons. If you can use one, great, but try supermarket brands too for the best bottom line.
5) Shopping With Your Emotions
Sober up before shopping. Do you need these items, and can you afford them? Be honest with yourself. Reward yourself by doing something that doesn't cost, like taking a nice bath, or spending time with your loved ones.
6) Not Planning Ahead
It's Tuesday, you're tired, and have no idea what you'll make for dinner. A great night for takeout, right? Using data from the BLS, it's estimated that the average family of four spends over $4,000 on eating out -- a very expensive habit that will make you broke in a hurry.
~ sumber dari yahoo.com~
soo... kita belajar sesama ek.. saper2 yang tak tau.. sekarang dah tau... :)
itu jer.. daaaaa
1 comment:
salam singgah... thanks for sharing..:D
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